Margin lending
We offer eligible clients the opportunity to secure loans at favorable rates using a range of investments as collateral, including equities, cash and equivalents, bonds, and mutual funds.
One of our key pieces of advice is to keep your core investment portfolio fully invested over the long term. However, we understand that there may be occasions, both anticipated and unexpected, when you require liquidity. To address this, we offer securities-backed lending, allowing you to borrow against your portfolio.
Instead of liquidating your investments to meet these liquidity needs, you might opt for a margin loan. Our margin lending program offers highly competitive borrowing rates against a wide variety of financial assets as collateral.
Eligible collateral includes cash and cash equivalents, equities and bonds, exchange-traded REIT shares, mutual funds and ETFs.
Opting for a margin loan enables you to maintain your investment strategy, continue receiving dividends, and retain other ownership benefits.
How we serve you
Through our Custody Network, our margin loan experts collaborate closely with you and your Wealth Manager to develop a financing strategy that considers all your assets and liabilities. Thanks to our robust balance sheet, we face minimal limitations on the size of loans we can extend to qualified borrowers with adequate collateral.
The credit lines and loans we provide are available in various currencies to suit your specific needs.
While margin loans can enhance the utility of your assets, they carry inherent risks. Our goal is to help you avoid the pitfalls of excessive leverage and the potential for a margin call.
Our portfolio analytics services can conduct a leverage analysis, highlighting the risk of a margin call in your portfolio based on historical market fluctuations during financial stress periods.
In situations where adverse market movements lead to a decrease in the value of your securities, we implement a unique two-step margin call process. This process includes both top-up and sell-out notices, providing a structured approach to managing risk.
Borrowing Across Borders
Our global operations enable us to lend against assets located in different jurisdictions. For instance, we can extend a loan against securities held in London to fund the purchase of residential property in United States.
Our global team of specialists works in unison to facilitate cross-border lending solutions, ensuring seamless and efficient service regardless of where your assets are located.
Through our Custody Network, our margin loan experts collaborate closely with you and your Wealth Manager to develop a financing strategy that considers all your assets and liabilities. Thanks to our robust balance sheet, we face minimal limitations on the size of loans we can extend to qualified borrowers with adequate collateral.
The credit lines and loans we provide are available in various currencies to suit your specific needs.
While margin loans can enhance the utility of your assets, they carry inherent risks. Our goal is to help you avoid the pitfalls of excessive leverage and the potential for a margin call.
Our portfolio analytics services can conduct a leverage analysis, highlighting the risk of a margin call in your portfolio based on historical market fluctuations during financial stress periods.
In situations where adverse market movements lead to a decrease in the value of your securities, we implement a unique two-step margin call process. This process includes both top-up and sell-out notices, providing a structured approach to managing risk.
Borrowing Across Borders
Our global operations enable us to lend against assets located in different jurisdictions. For instance, we can extend a loan against securities held in London to fund the purchase of residential property in United States.
Our global team of specialists works in unison to facilitate cross-border lending solutions, ensuring seamless and efficient service regardless of where your assets are located.
